Use of The Site
The Site is owned and operated by Legacy Consulting Firm. No materials found on the Site or any other site owned, operated or licensed by Legacy Consulting Firm may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without the prior written permission of Legacy Consulting Firm. You may access material on the Site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of the Site for public or commercial purposes, including the text, images, audio or video without prior written permission. Legacy Consulting Firm neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Legacy Consulting Firm.
Protecting your information is important to us. The following guidelines set forth our general privacy practices and principles that apply to information we collect through the following products and services: If you enter into another business relationship with us, our affiliates, or an Legacy Consulting Firm independently-owned, third-party Affiliate Owner, including through our nationwide network of Satellite offices, we will make you aware of the privacy practices and principles that apply to that particular business or relationship.
LIMITATION OF LIABILITY
The material on the Site is provided for informational purposes only. It does not, and is not intended to, provide any financial, insurance, legal, accounting, tax or other professional advice, and should not be relied upon by you in that regard. It is not a substitute for professional advice from a competent, independent advisor in your jurisdiction. THE SITE AND ITS CONTENT IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Legacy Consulting Firm DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. Onyx Virtual Solutions DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU (AND NOT Legacy Consulting Firm) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.
Mandatory Disclaimer: Because of the nature of the services we provide, we do not market our services to children under the age of 15, nor do we knowingly collect information from children under the age of 15.
What information do we collect?
We may collect information, including personal information, about you, your spouse, your dependents, or your business when you use our services.
Where do we get this information?
You provide us most of the information we collect. We also receive information through certain digital technologies when you interact with us. Finally, other companies and government entities may share information with us.
How do we use your information?
We use your information to provide you the products and services you request. We may also use your information, as permitted by law, to service and report on your account and to offer you relevant information, products, or services. These activities may be performed by us or a service provider acting on our behalf.
Who do we share your information with?
We do not sell or rent your information without your consent. We may, however, share your information with your consent or as permitted by law, as set forth in this Privacy Notice.
What types of web and wireless technologies (including Cookies) do we use?
How do we secure your information?
The security of your personal information is important to us. We maintain appropriate safeguards to protect your information. We follow generally accepted standards to protect information submitted to us, both during transmission and once we receive it. Nevertheless, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee its absolute security.
We maintain physical, electronic and procedural safeguards that comply with applicable law and federal standards and that are designed to restrict access to your information. These safeguards include programs and specifications for physical security and records retention and disposal; computer and communication security measures reflected in system design, password protection, and data management practices; and other measures to restrict access to the data we hold in physical and electronic forms.
If we collect sensitive information (such as your social security number), we will encrypt the transmission of that information using secure socket layer technology (SSL).
If we share your information with our service providers, we require all service providers to have written contracts that specify appropriate use of your personal information, require them to safeguard your personal information, and prohibit them from making unauthorized or unlawful use of your personal
Neither the online calculators nor their use is intended to supply advice of any type, including, without limitation, investment or tax advice. Although the services may contain information, e.g., data regarding retirement investing, such information is intended to be educational in nature, and does not constitute an endorsement or recommendation of any security or investment program, service or the suitability thereof for you. The information provided in the online calculators is not intended to supply professional tax, accounting, financial or legal advice, for which you should seek a personal consultation with a professional provider of such services. National Life Group does not offer legal or tax advice.
It is entirely possible that you may not qualify for some of the listed premium rates. The premium rates are being provided for general information purposes only and are subject to Life Insurance Companies underwriting and other requirements. To obtain a more detailed and accurate plan for your personal situation, we recommend you contact an authorized Insurance sales representative.
Legacy Consulting Firm, INC Disclosure
Legacy Consulting Firm® is a trade name of Onyx Financial Services Company and its affiliates. Each company of Legacy Consulting Firm is solely responsible for its own financial condition and contractual obligations. All companies referenced are affiliated unless otherwise noted.
Important Consumer Information
(1) A broker-dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s broker-dealer, investment advisor, BD agent or IA rep requirements, as the case may be; and (2) Follow-up, individualized responses to consumers in a particular state by broker-dealer, investment advisor, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s broker-dealer, investment advisor, BD agent or IA rep requirements or pursuant to an applicable state exemption or exclusion. (3) For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA rep, a consumer should contact his or her state securities law administrator.
Legacy Consulting Firm, INC. Will take appropriate steps to protect all information you share with us. Whenever you provide the Site with Personal Data, Legacy Consulting Firm will take commercially reasonable steps to establish a secure connection with your web browser.
THE SITE CONTAINS SECURED AND NON-SECURED SECTIONS. INHERENT IN THE USE OF THE INTERNET AND INTERNET-RELATED TECHNOLOGIES IS SOME RISK OF DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOUR OWN RISK.
Legacy Consulting Firm CANNOT ACCEPT RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGE OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF THE SITE OR THE INTERCEPTION OF INFORMATION YOU PROVIDE, INCLUDING WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.